Navy Student Loan Repayment Returns
This Enlistment Bonus information has been superseded by a new Navy Recruiting Command Enlistment Bonus message, effective September 17, 2022.
Last night, Navy Recruiting Command released another Enlistment Bonus (EB) message for Fiscal Year 2022. The new EB guidance, effective today, August 5, 2022, is the thirteenth enlistment bonus update this fiscal year. It supersedes the guidance released May 11th.
Today's update keeps the Enlistment Bonus for Shipping (EBSHP) and raises the amount for shipping in August and September 2022, and reintroduces Enlistment Bonus for High School (EBHS) and the Navy Student Loan Repayment Program (LRP).
The maximum enlistment bonus one can receive in combination remains $50,000. For example, if a person joined the Navy today and ships during August or September 2022 in the Navy nuclear power program (Nuke) they would be entitled to Enlistment Bonus for Source Rate (EBSR) AND Enlistment Bonus for Shipping (EBSHP). The EBSR amount for Nukes who join and ship during that timeframe are authorized $38,000, and an EBSHP of $25,000. The total amount authorized for payment would be $50,000 -- not $63,000. However, if the same Nuke was also eligible for the Navy Student Loan Repayment Program (LRP), a total combined maximum amount that can be realized is $115,000 ($50K max for EB and $65K max for LRP) because EB and LRP are stackable!
Current Enlistment Bonus Status
- Enlistment Bonus for Source Rate (EBSR): Authorized (see chart below).
- Enlistment Bonus for Physical Screening Test (EBPST): Not authorized.
- Enlistment Bonus for Physical Fitness Assessment (EBPFA): Not authorized.
- Enlistment Bonus for High School (EBHS): Authorized (see chart below).
- Enlistment Bonus for College Credit (EBCC): Not authorized.
- Enlistment Bonus for Shipping (EBSHP): Authorized (see Active Duty and Reserve charts below).
- Student Loan Repayment Program (LRP) Policy: Authorized (see chart below).
Enlistment Bonus for Source Rate (EBSR)
For any Future Sailors initially classified or reclassified on or after June 26, 2022 into the following ratings would be eligible for the Enlistment Bonus for Source Rate (EBSR).
| Rating | Ship Month | FY | EB | Notes |
|---|---|---|---|---|
| AIRR-ATF | Oct-Sep | Any | $24,000 | 3,6 |
| CTI-ATF | Oct-Sep | Any | $15,000 | 5 |
| CTN-ATF | Oct-Sep | Any | $5,000 | 2 |
| EOD-ATF | Oct-Sep | Any | $18,000 | 5,6 |
| HM-ATF | Oct-Sep | Any | $18,000 | 2 |
| ITS-ATF | Oct-Sep | Any | $15,000 | 2 |
| MMS-5YO | Oct-Sep | Any | $10,000 | 2 |
| MT-AEF | Oct-Sep | Any | $5,000 | 2 |
| Nuke | Oct-Sep | Any | $38,000 | 1 |
| SB-ATF | Oct-Sep | Any | $18,000 | 4,6 |
| SECF-5YO | Oct-Sep | Any | $15,000 | 2 |
If a Service Member is reclassified while attending training (boot-camp or "A" school), the Enlistment Bonus for Source Rate (EBSR) bonus amount is determined by the current effective message.
EBSR Notes:
- See OPNAVINST 1160.9A, The Enlistment Bonus Program instruction, for payment guidance.
- EBSR earned and payable upon graduation from "A" or "C" school.
- For Navy aviation rescue swimmer (AIRR) advance technical field (ATF), payment occurs after graduation from Naval Aircrew Candidate School (NACCS), "A" school, Fleet Replacement Squadron (FRS) training, and after arrival at first permanent duty station.
- For Special Warfare Boat Operator (SB) ATF, the payment occurs following graduation from the crewman qualification training (CQT).
- For Explosive Ordnance Disposal Technician (EOD) ATF, payment occurs following EOD "A" school. For Cryptologic Technician Interpretive (CTI) ATF, payment occurs following Language "A" school and first duty station qualification training in the designated language.
- Must have earned the rating Navy Enlisted Classification (NEC) and have a security clearance.
Enlistment Bonus High School (EBHS)
Active Duty recruits are eligible for Enlistment Bonus High School (EBHS) if they enter DEP with a DoD Civilian Education code of 11S (High School Senior with 11 years of education) between the effective date of this message and 31 October 2022. To remain eligible, they must graduate high school, and receive a DoD Civilian Education code of 12L (High School Graduate with 12 years of education), prior to accession.
| Program | Ship Months | FY | EBSHP |
|---|---|---|---|
| Any | July | 2023 | $10,000 |
Enlistment Bonus for Shipping (Active Duty)
Active Component recruits listed below are eligible for Enlistment Bonus for Shipping (EBSHP) during the August and September FY-2022 in accordance with associated notes (listed below chart). $10,000 EBSHP is awarded to any newly classified applicant scheduled to ship in August or September 2022 or any Future Sailor (FS) currently in Delayed Entry Program (DEP) with a scheduled shipping date of October 1, 2022 later that rolls in or reclassifies into August or September 2022.
Any newly classified applicant scheduled to ship in August or September 2022, or Future Sailor scheduled to ship on or after October 1, 2022 that rolls in to ship during August or September 2022 in the ratings listed below is authorized a $10,000 EBSHP plus up to $20,000 EBSHP, totaling an EBSHP amount of $30,000. For example, a newly contracted applicant who enters the DEP and is scheduled to ship in August or September 2022 as a Navy Religious Program Specialist is authorized a $25,000 EBSHP; if classified to ship in August or September 2022 Information Systems Submarine (ATF) rating, the EBSHIP amount would be $30,000. A Future Sailor currently in DEP with a scheduled shipping date of October 1 or later as an Navy Special Warfare Boat Operator who rolls in to ship to boot-camp in August or September 2022 will be authorized a $25,000 EBSHP.
Any future Sailor in DEP scheduled to ship on or after October 1 that rolls in to ship is authorized a $10,000, $25,000, or a $30,000 EBSHP if they ship in August or September 2022 (actual dollar amount authorized for EBSHP is listed in the chart).
| Program | Ship Months | FY | EBSHP | NOTES |
|---|---|---|---|---|
| AECF-AEF | Aug-Sep | 2022 | $25,000 | (1,2) |
| AIRR-ATF | Aug-Sep | 2022 | $25,000 | (1,2) |
| AV-5YO | Aug-Sep | 2022 | $25,000 | (1,2) |
| CSS-5YO | Aug-Sep | 2022 | $25,000 | (1,2) |
| CTI-ATF | Aug-Sep | 2022 | $25,000 | (1,2) |
| CTM-AEF | Aug-Sep | 2022 | $25,000 | (1,2) |
| CTN-ATF | Aug-Sep | 2022 | $25,000 | (1,2) |
| CTT-AEF | Aug-Sep | 2022 | $25,000 | (1,2) |
| CTT-SG | Aug-Sep | 2022 | $25,000 | (1,2) |
| EOD-ATF | Aug-Sep | 2022 | $25,000 | (1,2) |
| HM-ATF | Aug-Sep | 2022 | $25,000 | (1,2) |
| HMDH-SG | Aug-Sep | 2022 | $25,000 | (1,2) |
| IT-ATF | Aug-Sep | 2022 | $25,000 | (1,2) |
| IT-SG | Aug-Sep | 2022 | $25,000 | (1,2) |
| ITS-ATF | Aug-Sep | 2022 | $30,000 | (1,2) |
| MMS-5YO | Aug-Sep | 2022 | $25,000 | (1,2) |
| MN-SG | Aug-Sep | 2022 | $25,000 | (1,2) |
| MT-AEF | Aug-Sep | 2022 | $25,000 | (1,2) |
| ND-ATF | Aug-Sep | 2022 | $25,000 | (1,2) |
| NUKE | Aug-Sep | 2022 | $25,000 | (1,2) |
| RP-SG | Aug-Sep | 2022 | $25,000 | (1,2) |
| SB-ATF | Aug-Sep | 2022 | $25,000 | (1,2) |
| SECF-5YO | Aug-Sep | 2022 | $30,000 | (1,2) |
| SO-ATF | Aug-Sep | 2022 | $25,000 | (1,2) |
| STG-5YO | Aug-Sep | 2022 | $25,000 | (1,2) |
| STG-AEF | Aug-Sep | 2022 | $25,000 | (1,2) |
| Any | Aug-Sep | 2022 | $10,000 | (1,2) |
Active Duty August and September FY-2022 EBSHP Notes:
Note 1: Eligibility for Enlistment Bonus for Shipping (EBSHP-Active Duty) only exists while the Future Sailor is in Delayed Entry Program. EBSHP is earned and payable upon graduation of Recruit Training Command and may not be recouped due to reclassification or separation.
Note 2: Newly contracted Active Duty applicants as well as Active Duty Future Sailors currently scheduled to ship October 1, 2022 or later who reclassify or roll into August or September 2022 are eligible for the Active Duty bonuses listed above. Future Sailors scheduled to ship in August or September 2022 on the effective date of this message are not eligible for the increased EBSHP. The only exceptions are the following:
- Reclassifications: If the Future Sailor reclassifies into one of the specified ratings listed in the specific shipping month(s) listed, they are eligible.
- Roll ins: If a Future Sailor is scheduled to ship in one of the specified ratings eligible to earn a $10,000, $25,000, or $30,000 EBSHP but have a shipping date of October 1, 2022 later, they must roll into ship in August or September to be eligible for the $10,000, $25,000, or $30,000.
Enlistment Bonus for Shipping (Reserve)
New Accession Training (NAT) is designed to reduce critical Navy Reserve Selected Reserve (SELRES) manning shortfalls. NAT is not an authorized enlistment option for prior service veterans or members of any RC. The only exception is for applicants that have served in the armed forces, but were released from such service before completing the basic training requirements of the armed force of which the person was a member and their service was characterized as either honorable or uncharacterized. Enlistment in the NAT program is for a period of eight years with six years in SELRES status and the final two years in the Individual Ready Reserve (IRR). See your local recruiter for more details about the New Accession Training Program!
The Training and Administration of the Reserves (TAR) Program are members of the Navy Reserve who serve in a full time capacity with the responsibility to train and administer the Navy Reserve. Enlisted TAR personnel serve in many diverse and demanding billets both on ship and ashore.
| Rating | Program | Ship Months | FY | EBSHP | NOTES |
|---|---|---|---|---|---|
| AIRC | NAT | Aug-Sep | 2022 | $5,000 | (1,2) |
| CTT | NAT | Aug-Sep | 2022 | $10,000 | (1,2) |
| EA | NAT | Aug-Sep | 2022 | $10,000 | (1,2) |
| IS | NAT | Aug-Sep | 2022 | $15,000 | (1,2) |
| IT | NAT | Aug-Sep | 2022 | $15,000 | (1,2) |
| MN | NAT | Aug-Sep | 2022 | $10,000 | (1,2) |
| RP | NAT | Aug-Sep | 2022 | $10,000 | (1,2) |
| Any | TAR | Aug-Sep | 2022 | $25,000 | (1,3,4) |
Reserve EBSHP Notes:
Note 1: Eligibility for Enlistment Bonus for Shipping (EBSHP-Reserve) only exists while the Future Sailor (FS) is in Delayed Entry Program. EBSHP is earned and payable upon graduation of Recruit Training Command and may not be recouped due to reclassification or separation.
Note 2: The intent of this New Accession Training (NAT) EBSHP is to fill shipping gaps in August and September of Fiscal Year 2022. Only newly contracted NAT applicants are eligible. FS already in the DEP on the effective date of this message are not eligible for NAT EBSHP amount listed in the chart.
Note 3: The intent of this Training and Administration of the Reserves (TAR) EBSHP is to fill shipping gaps in August and September of Fiscal Year 2022 (September 30th). Only newly contracted TAR applicants are eligible. FS already in the DEP on the effective date of this message are not eligible for TAR EBSHP amount listed in the chart.
Note 4: Training and Administration of the Reserves (TAR) are previously known as Full Time Support (FTS).
Prior Service members, either Navy or Other Services (must have an eligible RE-Code for reenlistment), re-enlisting into active duty are eligible for bonuses. They must enter active duty in pay grade E-4 or below, meet specific bonus eligibility and did not receive a bonus in their first enlistment.
Navy Student Loan Repayment Program
The Navy reinstated the Loan Repayment Program for any Future Sailor initially classified or reclassified on August 5, 2022.
Active Component Enlisted Loan Repayment Eligibility: Participants are eligible for LRP if they ship in any month of any FY. Participants in rates listed below are eligible (for specific loan debt eligibility, see your Navy recruiter).
| Program | Ship Months | FY | EBSHP |
|---|---|---|---|
| Any | October-September | Any | $65,000 |
(1) Future Sailors must access to Active Component and have the Loan Repayment Program (LRP) listed as a guarantee in their current Annex to DD Form 4 (Enlistment Guarantee/NAVCRUIT 1133/52) in order to maintain eligibility. LRP can be combined with all other Enlistment Bonus types. For post-accession inquiries, the LRP Manager is responsible for determining LRP eligibility. Sailors that accessed without LRP in their contract are ineligible to receive LRP as a result of reclassification.
With the possible Enlistment bonuses, Student Loan Repayment Program, and allowances (if eligible -- BAH, BAS, FSA, etc.), military basic pay, billet pay (Navy Sea Pay, Sub Pay, Hazardous Duty, Flight Pay, etc.), 30 days paid vacation, Tuition Assistance, medical and dental benefits for the entire family, etc., your first few years of service could net a greater level of compensation never before experienced for those serving. This should be at least enough incentive to call your local recruiter for more information!
Page written and maintained by NCCM Thomas Goering, USN (Retired).
